In 2001, Torrid introduced a credit card that employees could use to make purchases at the company’s retail stores. Torrid is a leading North American retailer of women’s clothing, lingerie, swimwear, and accessories in sizes 10 to 30. Torrid emerged a few years ago from Hot Topic, a retailer specializing in apparel and accessories. Supplements intended for the “counterculture.” As a result, Torrid became a significant retailer over time. Interestingly, Torrid started as a division of Hot Topic but ended up becoming an independent company.
If you want to shop online without spending a lot of money, the Torrid credit card is your solution. Every time you shop at Torrid, you’ll be happy to know that you can get up to 30% off select items on your monthly statement when you choose a Torrid credit card. You can learn more about Torrid credit cards by exploring their features and the fees associated with using them.
Features And Fees Applicable For Torrid Cards
Features Of Torrid Credit Cards
- Torrid operates a Torrid Insider credit card.
- Torrid Credit Card offers 200 bonus earnings after spending $500 on purchases within the first three months of account opening.
- There is no minimum trade amount to redeem this card. Loyalty points do not expire while your account is open.
- You can get unlimited 1.5% cashback on all other purchases.
- It offers an ongoing rewards program for anyone who buys from Torrid.
- You can create a free account to manage your maps and do research
- You can quickly transfer money from your cash balance
- If you have an active data plan, you can access your account on this card.
- With the Torrid Credit Card, there are no penalties for inactivity.
- The card also offers VIP benefits and special promotions as a loyalty card.
Torrid Credit Card Fees
The following list of fees for the Torrid Credit Card:
- Late Payment Fee: – $38
- Foreign Transaction Fees: – No
- Membership Fee: – $0
- Annual fee: – $0
- Over-the-limit fee: – $0
- Grace period: – 25 days
- Buy Intro APR: – Not offered
- Ordinary annual interest rate: – 26.74% (V)